Who here is trying to eat healthier?  It can be hard, especially on a budget.. Here are 10 tips to help you out: 1. Buy vegetables, fruits, and meats while they are in-season (and in turn, cheapest and most nutritious). Freeze and dehydrate your foods so you can enjoy their flavors year round, without the hefty price tag. 2. Support local farmers! If you purchase directly from the grower, you will cut out the middle man (and his fees). 3. Don’t know {Read More}

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It’s funny for many years we never lived on any sort of strict budget.  We had enough money and that was that…. but when our businesses went south and my husband was unemployed for a year we really needed to make some big changes.  I picked up Dave Ramsey’s “The Total Money Makeover” and really took to it.  My husband read it, too and we decided to go on a strict, written budget and start paying cash for almost everything. Living {Read More}

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  Can you really avoid a scam? Most people think it will eventually happen to them but it doesn’t have to, you can prevent it just by using common sense and being a smart consumer. I had a call the other evening from my bank, it was from an unknown number asking me to call another number back due to fraud being detected with my ATM/Debit card. The unknown number immediately threw up a red flag for me, I thought, {Read More}

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Are you ready to save some major cash? If your large gift list is stressing you out, follow these tips for stretching your dollar and getting the most bang for your buck: 1.Shop the clearance racks of discount department stores first! Stores like TJ Maxx, Burlington Coat Factory, and Ross Dress for Less have a large selection of house wares at super discounts! Make sure to grab discount giftcards to many of these stores. 2.Shop backwards! Buy smaller items first {Read More}

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Who is ready for Christmas?  I don’t think I really ever am! The holidays are sneaking up on you, and with them, extra expenses and trips. Whether you need money for gifts, holiday meals, or family trips, you can use these 10 methods to rack up some extra holiday cash. 1. Facebook Selling Groups Most large cities and even many medium or small cities have selling groups on Facebook. As a member of these groups, you can post your items {Read More}

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Last week (my husband) and I took another step to decreasing our heating bills this winter; we installed a water heater blanket. I purchased the blanket on sale for less than $10 and (my husband) installed it in less than ten minutes. TIP: You can even make your own blanket if you’re up for it, all you need is a roll of duct tape and some faced fiberglass insulation. By adding insulation you can reduce your heat loss by 25% {Read More}

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