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Save $50 a Year (or more): Start a Garden Exchange

November 28, 2013 by jlpenner 2 Comments

Save $50 a Year (or more): Start a Garden Exchange

With Spring upon us today’s frugal tip is start a garden exchange in your neighborhood or with your friends. Do you have tons of zucchinis, squash and tomatoes and are getting a little tired of them?  Maybe your friend has an overload of lemons or herbs they don’t need- trade them!!  This way you both are getting a bunch of organic (or at least not mass produced) produce for your dinner table. Trade your favorite recipes while you are at {Read More}

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Filed Under: Frugal Tips

Round up of 15 Ways to Save $54.79

November 27, 2013 by jlpenner Leave a Comment

Did you know that if you save $54.79 everyday that it adds up to about $20,000 a year.. that is a ton of money!! Here are 15 ways that you can do just that!! Maybe you can fit some of them in your life! Save $54.79 a Month: Try Cooking in Bulk and Cook Up Some Savings! Save $54.79 Every Month By Snipping and Subbing Your Cable Plan! Save $54.79 Every Two Months: Visit Your Local Library! Save $54.79 a {Read More}

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Filed Under: Save $54.79, Series on Frugal Living

6 Ways to Reduce Your Credit Card Debt (Part 2)

November 26, 2013 by jlpenner Leave a Comment

Yesterday I told you about 3 strategies to Reduce Your Credit Card Debt. Today I have the final 3 for you to consider. Hopefully you will be able to take away something to discuss with your financial planner and help you move beyond the stress of credit card debt. 4. Negotiate with your credit card companies. Credit card companies simple want to be paid in the end. If you really can not pay you bills under your current terms, the {Read More}

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Filed Under: Debt

Easy Dessert Recipes: Welch’s Sparkling Jell-O and 3 Ingredient Chocolate Coconut Macaroon Bars

November 25, 2013 by jlpenner 2 Comments

Easy Dessert Recipes: Welch’s Sparkling Jell-O and 3 Ingredient Chocolate Coconut Macaroon Bars

I am a member of the Collective Bias® Social Fabric® Community. This shop has been compensated as part of a social shopper insights study for Collective Bias and its client. The Holidays are a special time where families make lots of fun foods and traditional holiday desserts. It’s great to have traditions, not only for our selves but also our kids. I think something like a special cookie or your families’ secret deviled eggs helps us all develop part of {Read More}

Filed Under: Christmas Recipes, Dessert Recipes, Dessert Recipes with Chocolate, Gluten Free, Gluten Free Desserts, Gluten Free Snacks, Kid's Snacks, Recipes, Reviews and Shopping Trips, Snack Recipes

Join Hallmark Card Rewards and Be Entered to Win $500! #Ad #hallmarkcardrewards

November 25, 2013 by jlpenner Leave a Comment

Disclosure: This post is sponsored by Hallmark. All opinions are my own. Do you buy Hallmark cards for the special occasions in your life? Sometimes a card and the message it brings to the receiver can be really special.  I know I personally have over a 100 cards and letters that my husband sent to me before we were married.  I love keeping these because it is a record of our love.  And my girls love them, too! Hallmark (@hallmark) {Read More}

Filed Under: Reviews and Shopping Trips

Do You Ask for Discounts?

November 25, 2013 by jlpenner 5 Comments

The other day I was reading Corduroy to my daughters for school.  Apparently, when I was their age this was one of my favorite books and I know why- I loved the fantasy that my stuffed animals came alive at night and that is essentially what this book is about. A little stuffed bear in a department store comes alive after a little girl who wants to buy him notices he is missing a button.  He tries to find a {Read More}

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Filed Under: Series on Frugal Living

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