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Win $250 Worth of Nestlé Purina Pet Supplies for Your Local Shelter

October 21, 2015 by jlpenner Leave a Comment

Win $250 Worth of Nestlé Purina Pet Supplies for Your Local Shelter

This is a sponsored conversation written by me on behalf of Albertsons Safeway. The opinions and text are all mine. Howloween is right around the corner and I’ll bet your pets are yippin’ and nippin’ to get in on the fun. I know my Flynny was!! He was pretty pumped when he saw the sy-fy themed costume I picked for him (although once he got it on… I think the excitement reduced a bit.  But he could have just been {Read More}

Filed Under: Reviews and Shopping Trips

Is it Ever OK to Use Cash back and Rewards Credit Cards?

October 20, 2015 by jlpenner Leave a Comment

Many people have different philosophies on using credit cards. Some think they are a bad financial choice and others feel they are great. According to the Dave Ramsey Budgeting Style you should never use credit cards, only debit. I am kind of in the middle- I feel that depending on your spending habits they could be either. Credit cards must be used wisely and not in a way that makes you feel like you have an endless bank account. Although {Read More}

This Post Contains Affiliate Links - Disclosure Policy

Filed Under: Series on Frugal Living

Be Prepared: 7 Things Insurance Doesn’t Cover that Might Surprise You

October 18, 2015 by jlpenner 2 Comments

Have Home Insurance and think you are covered? You might want to read those policies. There are several things that could damage your home or cost you money that are probably not in your policy. Sometimes you can add in extra insurance for an added fee, others are never covered. So it’s always a good idea to have backup savings. Also read: 7 Budgeting Mistakes and How to Avoid Them Mold– Mold is gross and can make you sick, but {Read More}

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Filed Under: Series on Frugal Living

SNICKERS® Cheeseball

October 17, 2015 by jlpenner 1 Comment

SNICKERS® Cheeseball

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #BigGameTreats #CollectiveBias Are you read for the BIG GAME coming up? For us the most fun on game day is spent with friends and eating all the fun food! We have been to several parties in the past that people break out all the stops. This might mean chocolate fountains with all the fixin’s, amazing dips and chips and great food like secret {Read More}

Filed Under: Dessert Recipes, Dessert Recipes with Chocolate, Gluten Free, Gluten Free Desserts, Kid's Snacks, Recipes, Reviews and Shopping Trips

The Milk’s Expired! Should I Toss It? (Expiration Dates Explained)

October 15, 2015 by jlpenner 3 Comments

I have always had a bad habit of pouring the milk out on the sell by date and a lot of other dairy products! Dairy products in general just make me nervous when it comes to expiration. Did you know sell by dates are more about quality than safety? Without fully understanding that you could be discarding food that is perfectly safe to eat! Fun Facts: On average, in the U.S. we waste about 14% of the food we buy each year. {Read More}

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Filed Under: Series on Frugal Living, Shopping Tools and Downloads

How To Survive if You Suddenly Have One Income

October 13, 2015 by jlpenner Leave a Comment

In thіѕ сurrеnt economic tіmе, mаnу families аrе gеttіng аn unpleasant shock whеn оnе person loses a job. Suddenly, thеу аrе forced tо live оn оnе income. If thіѕ hаѕ happened tо уоu, dоn’t panic. Surviving economic hardships іѕ nоt аbоut hоw muсh money a person makes; іt іѕ аbоut learning hоw tо manage уоur resources аnd finances. In 2008/2009 BOTH Jon and I lost our businesses (in the middle of an expensive house remodel).  It was a tough road {Read More}

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Filed Under: Series on Frugal Living

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