Today’s frugal tip can be a bit of a hard one for many families these days. Credit cards are readily available and most of us have several. I know there has been some difficulty for us and we are not there yet, but getting there.
Use cash only for your purchases. At the beginning of the month map out your estimated expenses and organize your cash into groups, like gas, groceries, eating out.. what ever you spend your money on.
By doing this it makes you more accountable to only spend what you have and you may be likely to think twice about buying when you only have a certain amount in your wallet.
Try it for a month and see if it caps the money flow.
If you have a frugal tip email it to FFD. We would love to share it.
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