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6 Easy Tools to Get Started with Whole 30 Today (that don’t cost a fortune)

January 8, 2016 by jlpenner Leave a Comment

  Thinking about getting healthy for the new year and you want to try out Whole 30 but are to scared? We have you covered! Grab one of these best selling books from Amazon or free printables from the Whole30 website.. 1. From Amazon: The Whole30: The 30-Day Guide to Total Health and Food Freedom   “Millions of people visit Whole30.com every month and share their stories of weight loss and lifestyle makeovers. Hundreds of thousands of them have read {Read More}

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Keep Your Budget Healthy by Saving Money on Health Insurance

December 28, 2015 by jlpenner 1 Comment

Health insurance may be one of the most important purchases you ever make for your family. No one ever plans on getting seriously ill or suffering a major injury, but it happens anyway. When it does, having the right health insurance makes a huge difference. Since you will be paying for your insurance every month and whenever you use it, spend some time comparing your options and finding out how you can get the best rates. Shop Around With the {Read More}

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Venti, Please! Saving Big Bucks at Starbucks

December 21, 2015 by jlpenner Leave a Comment

Trying to live frugally is tough. When you start learning about all the different ways to save money for you and your family, you might start to feel guilty about the little indulgences you enjoy. Try not to worry—everyone deserves the occasional treat, especially when you spend so much time working hard to keep your family happy. If Starbucks is your treat of choice, you know that it can add up pretty quickly. Next time you make a caffeine stop, {Read More}

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How to Get Stuck Muffins Out of the Pan

December 15, 2015 by jlpenner 3 Comments

Seriously, there is nothing more frustrating than doing everything right and your muffins still stick to the pan. That’s what happened to me tonight. I was making some for my daughter’s Christmas Party since she is gluten free and I needed to provide her with a treat. I sprayed the pan well with non stick spray, baked them and brought them out to cool. I turned the pan over and… Nothing. They were all still in there. Out came the {Read More}

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3 Reasons Dave Ramsey’s Advice Might Be Wrong for You

December 14, 2015 by jlpenner 14 Comments

No, Dave Ramsey’s Financial Advice ISN’T Right for Everyone— Dave Ramsey is a big name in personal finance, particularly in frugal circles. However, your finances are a big part of your future and it’s important to be careful about the advice you choose to follow. While many of Dave Ramsey’s principles are solid, following some of his advice actually helped get us out of $80,000 in debt we accumulated when we both lost our jobs while in the middle of {Read More}

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Celebrating Christmas When You Have No Budget

December 10, 2015 by jlpenner Leave a Comment

  There have been years for us where the Christmas budget has been very small of non existent. And to be honest, I look back on those years fondly.  They were a great lesson that the holidays are not about how much money you spend, but the people you spend them with. 1. Gіvе уоur tіmе. Tіmе іѕ іndееd gold. In thе world оf business, іt іѕ аn undeniable fact thаt уоur tіmе іѕ worth money. Aѕ a contractor оr {Read More}

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