Financial security. Do you dream of it?  I know I did. My family started feeling the effects of the recession about 1 year before many others we knew. We were self-employed in a luxury industry. Our incomes quickly dropped and we had to start making some changes. It was scary and at one point we were 80,000 in debt and one month away from not being able to make our house payment.  I remember the feeling of panic we felt {Read More}

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