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Unique Summer (and Beyond) Jobs for Teens

June 6, 2019 by jlpenner Leave a Comment

Have a teen looking for a job this summer? Finding a job’s not always easy and he might want some flexibly for activities like sports. And when your teen starts her own business she might find she has an entrepreneurial spirit that may last her a lifetime! Become a Virtual Assistant– As a blogger I am well acquainted with the world of VAs. A virtual assistant can work for larger companies doing small jobs or may work for an individual {Read More}

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6 Ways for Millennials to Live Frugally

May 30, 2019 by jlpenner Leave a Comment

The economy is getting better – so we’re told. Unfortunately, many Millennials are not feeling that in their wallets and bank accounts. Others are looking at the plight of their parents, stuck working when they planned to retire by now, and do not want to end up in the same situation. Whether you need to stretch your budget to your next paycheck or are looking to cut costs so that you can build up your retirement savings early, here are {Read More}

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Easy Steps for DIY Yard Care

May 23, 2019 by jlpenner Leave a Comment

With spring kicking into full gear and winter feeling like a distant memory, it is that time to do some seasonal maintenance in your yard. Spring cleaning and sprucing now can make your job this summer a whole lot easier. While some may hire landscapers to do this for them at the cost of over $20.00 an hour, you are much more budget savvy! To prep your yard for spring, you don’t need to hire a landscaper or buy any fancy {Read More}

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Filed Under: Series on Frugal Living Tagged With: DIY, Spring Cleaning

How to Take a Debt Free Vacation

May 16, 2019 by jlpenner Leave a Comment

You want to take your family on a nice vacation, but you do not like the idea of having to pay it off at credit-card interest rates. You can take a vacation, even a fancy one, without going into debt. Here are eight ways you can make your vacation memorable, and affordable. 1. All cash. Plan out your vacation, purchase must-haves like hotels and tours you insist on ahead of time so they are booked, paid for, and ready. No {Read More}

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5 Tips for Talking to Your Kids About Money

May 9, 2019 by jlpenner Leave a Comment

For many parents, the money talk is almost as feared as the birds and the bees talk. It is also an important talk to have with your children. Just as your children figure out that someone helps a baby get into a woman’s tummy, they know that money happens. It is needed and it moves around them. Helping your children understand money at an early age will help them build good money habits as adults. It will also help you {Read More}

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The Money Mistakes Happy Couples Always Avoid

May 2, 2019 by jlpenner 1 Comment

No one is perfect, and in even the happiest relationships, people make mistakes. The most common mistakes couples make involve money. Finances can be stressful for you and your partner. Avoiding these five mistakes will help make life better for both of you. 1. Not talking about money. You may remember listening to your parents argue about money and think to yourself, that will never be me. Many couples make the mistake of not talking to each other about finances, {Read More}

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7 Things You are Wasting Money On

April 25, 2019 by jlpenner 3 Comments

Do you think you are saving money? You clip coupons; you set a budget. You even shop by your grocery list, to the letter. Chances are, you could still be saving money. Here is a list of 7 things you are probably wasting money on. I bet you can point to at least one or two of them. 1. Bottled water. Get a water filter system and a pitcher instead. If you must have a bottle for work or exercise, {Read More}

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7 Frugal Ways to Feed a Large Family

April 25, 2019 by jlpenner Leave a Comment

If you have a large family, planning and preparing meals can be expensive. You do not have to break the bank, however, just because you have a large family. Here are seven tips that can help you reduce your grocery budget and keep everyone fed. 1. Slowcooker meals. Slowcooker meals are easy; you can cook them while you work out of the home or in the home. They are also healthy. Cut the meat portion in 1/2 and use the {Read More}

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How to Build an Emergency Fund Quickly

April 18, 2019 by jlpenner 5 Comments

If you follow any financial gurus like Dave Ramsey, you know that an emergency fund is one of the most important parts of your financial well-being. But if you struggle to survive paycheck to paycheck, it can be hard to find the money you need to stock an emergency fund. Does the thought of creating your emergency fund stress you out? Read on for easy-to-use tips. Take It Out Before You Notice It Most banks are extremely versatile in their {Read More}

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Organic Gardening for Pennies: 3 Recipes to Get You Started

April 18, 2019 by jlpenner 7 Comments

Spring is in the air, and you may have been itching to get to your local gardening center to stock up on flowers, plants, grass seed, and all of the fixings for a beautiful yard! Nothing is more rewarding than getting out and digging in the dirt, unless you can get out there and grow an Organic Garden on the Cheap! This spring, you can! There is no need to by fancy and expensive commercial plant foods and fertilizers. There {Read More}

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Filed Under: gardening, Series on Frugal Living

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