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10 Tips for Eating Vegan on a Budget

August 22, 2019 by jlpenner Leave a Comment

10 Tips for Eating Vegan on a Budget

This is a guest post by Tovah Terranova Want to eat healthy? Trying to do it on a shoestring budget? According to “Eat Vegan on $4 a Day” by Ellen Jaffe Jones it isn’t all that hard any longer. It seems in fact it’s getting easier! Here’s a few tips and tricks that might help you when getting started: Tip#1 Make breakfast count! Any of these “bases” can be made into breakfast with a little warm water or almond milk {Read More}

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6 Frugal Secrets Nobody Has Told You

August 1, 2019 by jlpenner 4 Comments

Exploring the frugal lifestyle is wonderful. No matter how much you know, you can always build on your existing knowledge to save more and get more out of your money. Work these secrets into your repertoire to see what they can do for you! 1. Keep monthly expenses low even when your income increases You got a raise—yay! Don’t go out and buy a bigger car, a bigger house, or upgrade your grocery budget. Millionaires are rich because they don’t {Read More}

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How I Save At Least 50% on My Meat Budget

July 25, 2019 by jlpenner 6 Comments

Since 2009 the average cost of ground beef has raised 81%. (source). I can’t believe how much meat is these days, I actually get a little depressed when I check the grocery ads. I like to stock my freezer when good deals come up, but they are simply getting fewer and fewer these days. That said I still do believe that your grocery budget is one of the easiest places to save money. Our family regularly eats a lot of {Read More}

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6 Reasons You Are Still in Debt

July 18, 2019 by jlpenner Leave a Comment

Are you still in debt and wondering why? Chances are, you have one of these six habits or mindsets, preventing you from getting out of debt. The first part of changing anything is to change your mind and your habits. Examine these six items, see if they apply to you, and see how you can fix them. 1. You are not budgeting. Sit down and create a household budget. The easiest way to save money is to assign money to {Read More}

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30 Boredom Busters for Kids

July 12, 2019 by jlpenner 1 Comment

“Mommmmm! I’m bored!” Out of ideas to keep your kids entertained? Try this list to get them off the couch! 1. Hot out? Go to the mall and do some window shopping. 2. Play Hospital. Let the kids be the doctor and fix you up. 3. Bake something – for your neighbors. Muffins, cookies, and cupcakes, oh my! 4. Visit the library for story time (younger kids) or movie night (older kids). 5. Put on a play or direct a {Read More}

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Filed Under: Series on Frugal Living Tagged With: Summer with Kids

Save those Gorgeous Grounds: Reusing Coffee Grounds Can Save You Money!

July 4, 2019 by jlpenner 9 Comments

If you are a coffee drinker, chances are you see a lot of coffee grounds go into the trash! You may not have found any use for these dark, wet grounds, and figured into the garbage can or maybe compost pile was the only place to go. But think again! Did you know that reusing coffee grounds has a bunch of practical uses you may not even know about? Take a peek below at the top ten uses for old coffee {Read More}

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7 Steps You Can Take to Retire a Millionaire

June 27, 2019 by jlpenner Leave a Comment

Not everyone can become a millionaire overnight, but everyone can save up enough money to retire – if you are diligent and disciplined in your savings plan. Saving for retirement can be hard, especially if you work a low-wage job, but it can be done. It often means living below your means for a while and having a disciplined budget. If you aim for the $1 Million Dollar retirement, you can save up enough money to help you make it {Read More}

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How to Celebrate Birthdays without Breaking the Bank

June 20, 2019 by jlpenner Leave a Comment

A big birthday is coming up, and you have a lot of planning to do. You are looking at your budget, and wondering how many months you’ll be paying for the celebration. Instead of breaking the bank, consider creating a fun time on a budget. Whether you are celebrating your partners’, your child’s, or a good friend’s birthday, save money with these tips. 1. Control the invite list. If you’re going to have cake for your party, it is cheaper {Read More}

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Don’t Let it ZAP Your Pocketbook! 15 Ways to Lower Your Electric Bill

June 20, 2019 by jlpenner 5 Comments

It depends on where you live but the summer can bring on BIG electric bills.. Lowering your electric bill is easy when following the simple tips below. 1. Use natural lighting. Open the blinds and curtains, and let the light shine in! Also, replace your incandescent light bulbs with the higher efficiency fluorescent bulbs. They use less than half the amount of energy! 2. Insulate! Heat rises, so insulate your attic to save some cash. 3. Turn down your water {Read More}

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Clever Tips On Using Brown Bananas

June 13, 2019 by jlpenner Leave a Comment

  It’s inevitable. You buy a big bunch of bananas on sale and half of them go brown. Instead of being bummed, maybe you should celebrate because there is all sorts of good things you can do with those babies! Of course you can go with the old standby of banana bread, which is delicious. But did you know there is so much more you can do with them? Check out all these great ways to use up your brown {Read More}

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