Whether you need to stretch your budget to your next paycheck or are looking to cut costs so that you can build up your retirement savings early, here are 6 tips that will help you save money.
If a friend or family member asks what you want, ask gift cards for your favorite restaurants, or just opt no-fee gift cards that may be used anywhere.
Once you have the necessities taken care of for the week – groceries, gas in the car, and your parking paid at work, leave your cash and cards at home.
If you must, keep a single $20 on you for absolute emergencies. Once you find you don’t need to use it, you can always put it in the bank and not take anything at all during the week.
When you look at that savings account every paycheck, you’re not going to be thinking about money you can spent. You’ll be thinking about the goal you set.