Frugal Living Mom

3 Secrets to Stop Living Paycheck to Paycheck

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Have you fallen into the trap of living paycheck to paycheck? Maybe it happened gradually as you added debts or other expenses to your budget until you could no longer live comfortably, or perhaps you’ve always struggled. No matter why you’re living paycheck to paycheck, these tips can help you break out of the cycle. Check Your Tax Withholdings If your income is low enough, you may be paying more in taxes every pay period than you need to be. {Read More}

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5 Easy Ways to Save on Groceries

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Groceries are both the most expensive and most important part of your budget. It’s important to save money, but you don’t want to do so at the expense of your family’s health and enjoyment of their food. Use these easy tips to save money on your monthly grocery bill. I LOVE all of these tips, because they are all super healthy suggestions, too.  It’s awesome to save money AND stay healthy while doing it.  Learn how to Save Money on {Read More}

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Save Money By Taking a Staycation Instead of a Vacation!

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Skipping the vacation this year? I don’t blame you, and many Americans are joining us! There are so many ideas for having a vacation in your own town – also known as a Staycation. There are a few ideas in this post, but I also love this site that gives you ideas for Staycations, so be sure to check it out! When staycationing, treat it just like a real vacation. Forward your calls, put an auto-responder on your email, and {Read More}

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What to Buy.. and When: A Month by Month Breakdown of Sale Cycles!

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Do you know which items are on known for being on sale each month? Believe it or not, there is a formula for What to Buy. Certain products go on sale at certain times of the year. Knowing how to understand sale cycles is the best and smartest way to shop. In this case you wait until a product is on sale and then stock up, using coupons of course! You may have noticed that the item may not go {Read More}

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Free Online Summer Camp (Or Inexpensive)

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I have begun thinking about summer activity options for my girls. This is NEVER an easy feat. I feel like I start early and then summer is on top of me and I am scrambling. This year we actually have a great option for them for a 1/2 day camp at a local children’s museum. I love that it is educational and not too crazy (and the price is good, too). They probably will end up going to that for {Read More}

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When the School Days are Done.. Kids, They Want to Have Fun..

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Dying to have fun this summer, but strapped for cash? Here are some ideas for help you have some inexpensive fun all summer long. Read Something. Story Time isn’t just for toddlers, some libraries and book stores have programs for kids of all ages – and even adults. Many libraries have Summer Reading Programs for the younger kids and will offer incentives, like Chuck E Cheese, for reading a certain number of books. Some libraries also have knitting, computer, and {Read More}

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