Exploring the frugal lifestyle is wonderful. No matter how much you know, you can always build on your existing knowledge to save more and get more out of your money. Work these secrets into your repertoire to see what they can do for you! 1. Keep monthly expenses low even when your income increases You got a raise—yay! Don’t go out and buy a bigger car, a bigger house, or upgrade your grocery budget. Millionaires are rich because they don’t {Read More}

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Since 2009 the average cost of ground beef has raised 81%. (source). I can’t believe how much meat is these days, I actually get a little depressed when I check the grocery ads. I like to stock my freezer when good deals come up, but they are simply getting fewer and fewer these days. That said I still do believe that your grocery budget is one of the easiest places to save money. Our family regularly eats a lot of {Read More}

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Are you still in debt and wondering why? Chances are, you have one of these six habits or mindsets, preventing you from getting out of debt. The first part of changing anything is to change your mind and your habits. Examine these six items, see if they apply to you, and see how you can fix them. 1. You are not budgeting. Sit down and create a household budget. The easiest way to save money is to assign money to {Read More}

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If you are a coffee drinker, chances are you see a lot of coffee grounds go into the trash! You may not have found any use for these dark, wet grounds, and figured into the garbage can or maybe compost pile was the only place to go. But think again! Did you know that reusing coffee grounds has a bunch of practical uses you may not even know about? Take a peek below at the top ten uses for old coffee {Read More}

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Not everyone can become a millionaire overnight, but everyone can save up enough money to retire – if you are diligent and disciplined in your savings plan. Saving for retirement can be hard, especially if you work a low-wage job, but it can be done. It often means living below your means for a while and having a disciplined budget. If you aim for the $1 Million Dollar retirement, you can save up enough money to help you make it {Read More}

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A big birthday is coming up, and you have a lot of planning to do. You are looking at your budget, and wondering how many months you’ll be paying for the celebration. Instead of breaking the bank, consider creating a fun time on a budget. Whether you are celebrating your partners’, your child’s, or a good friend’s birthday, save money with these tips. 1. Control the invite list. If you’re going to have cake for your party, it is cheaper {Read More}

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It depends on where you live but the summer can bring on BIG electric bills.. Lowering your electric bill is easy when following the simple tips below. 1. Use natural lighting. Open the blinds and curtains, and let the light shine in! Also, replace your incandescent light bulbs with the higher efficiency fluorescent bulbs. They use less than half the amount of energy! 2. Insulate! Heat rises, so insulate your attic to save some cash. 3. Turn down your water {Read More}

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It’s inevitable. You buy a big bunch of bananas on sale and half of them go brown. Instead of being bummed, maybe you should celebrate because there is all sorts of good things you can do with those babies! Of course you can go with the old standby of banana bread, which is delicious. But did you know there is so much more you can do with them? Check out all these great ways to use up your brown bananas: {Read More}

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Have a teen looking for a job this summer? Finding a job’s not always easy and he might want some flexibly for activities like sports. And when your teen starts her own business she might find she has an entrepreneurial spirit that may last her a lifetime! Become a Virtual Assistant– As a blogger I am well acquainted with the world of VAs. A virtual assistant can work for larger companies doing small jobs or may work for an individual {Read More}

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