If you follow any financial gurus like Dave Ramsey, you know that an emergency fund is one of the most important parts of your financial well-being. But if you struggle to survive paycheck to paycheck, it can be hard to find the money you need to stock an emergency fund. Does the thought of creating your emergency fund stress you out? Read on for easy-to-use tips. Take It Out Before You Notice It Most banks are extremely versatile in their {Read More}

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Everyone wants to see big numbers in their savings accounts, but few want to put in the work it takes to get there. Saving more money doesn’t have to be difficult or a huge sacrifice. These eight little tricks can help you save more every month. Round Up Your Checking Transactions Many banks now allow you to round up your debit card transactions and automatically put the money in savings. For example, if you spend $1.91 at the gas station, {Read More}

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Flying is a necessary part for many people who want to take a vacation. If you’re not careful, though, airline flights can easily eat up a huge part of your budget. The airline industry can be very good at getting you to spend too much on tickets. Next time you’re looking for a good flight deal, keep these tips in mind! Buy Early, but Not Too Early You may be tempted to buy your tickets far in advance and put {Read More}

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Yeah… I know you. Heading to Target by yourself is almost as good as a mini vacation. Problem is that it can cost you about the same thing if you are not careful! Target has that cute dollar spot and then don’t even talk of the home décor section calling you to do a seasonal remake of your living room! By the time you spend an hour there you can come out $100s of dollars poorer, all on items you {Read More}

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