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How to Live Beneath Your Means

September 5, 2019 by jlpenner 13 Comments

How to Live Beneath Your Means Sometimes, running out of money before you run out of month isn’t a sign that you don’t have enough money coming in—it’s a sign that you live above your means. How do you know if you’re the type to live above your means? If you have ever gotten a raise and noticed that you run out of money just as quickly as you did before, you probably live above your means. The good news {Read More}

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How to Make Your House Feel Clean Even When You Don’t Have Much Time

August 29, 2019 by jlpenner 61 Comments

How to Make Your House Feel Clean As any Lazy Girl knows, housework is the pits. Now, I know there are those of you out there that LOVE to clean. But I am a Lazy Girl.. so that is not me. Yet even Lazy Girls can’t have a gross home. If I was not a Frugal Girl, too, I would have a housecleaner.  I had a house cleaner come out one time because I got a Groupon.  It was AMAZING.  {Read More}

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Filed Under: Decluttering, DIY, Frugal Living, Frugal Tips, Series on Frugal Living

10 Tips for Eating Vegan on a Budget

August 22, 2019 by jlpenner Leave a Comment

10 Tips for Eating Vegan on a Budget

This is a guest post by Tovah Terranova Want to eat healthy? Trying to do it on a shoestring budget? According to “Eat Vegan on $4 a Day” by Ellen Jaffe Jones it isn’t all that hard any longer. It seems in fact it’s getting easier! Here’s a few tips and tricks that might help you when getting started: Tip#1 Make breakfast count! Any of these “bases” can be made into breakfast with a little warm water or almond milk {Read More}

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6 Frugal Secrets Nobody Has Told You

August 1, 2019 by jlpenner 4 Comments

Exploring the frugal lifestyle is wonderful. No matter how much you know, you can always build on your existing knowledge to save more and get more out of your money. Work these secrets into your repertoire to see what they can do for you! 1. Keep monthly expenses low even when your income increases You got a raise—yay! Don’t go out and buy a bigger car, a bigger house, or upgrade your grocery budget. Millionaires are rich because they don’t {Read More}

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How I Save At Least 50% on My Meat Budget

July 25, 2019 by jlpenner 6 Comments

Since 2009 the average cost of ground beef has raised 81%. (source). I can’t believe how much meat is these days, I actually get a little depressed when I check the grocery ads. I like to stock my freezer when good deals come up, but they are simply getting fewer and fewer these days. That said I still do believe that your grocery budget is one of the easiest places to save money. Our family regularly eats a lot of {Read More}

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6 Reasons You Are Still in Debt

July 18, 2019 by jlpenner Leave a Comment

Are you still in debt and wondering why? Chances are, you have one of these six habits or mindsets, preventing you from getting out of debt. The first part of changing anything is to change your mind and your habits. Examine these six items, see if they apply to you, and see how you can fix them. 1. You are not budgeting. Sit down and create a household budget. The easiest way to save money is to assign money to {Read More}

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