Frugal Living Mom

What are the Best Things to Buy in January?

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Ever wondered what items to buy at what time of the year to get the best price? Best buys in January: Motorcycles (I’m sure you are all running out for this one!!) Furniture Carpet and flooring Video games Suits Air conditioners Boats (and even more of you are going to buy your boat, now!) Big appliances Bedding and bathroom linens Outdoor gear Wrapping paper Electronics Houses Bicycles Remodeling Vacations Patio furniture and grills Outdoor gear Jewelry Thanks MSN and MoneyTalksNews

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Late Again? How to Pay Your Bills on Time, Everytime

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My husband and I have tried a lot of methods to balance our bills since we’ve been married. One of our older methods was to cash our paychecks instead of deposit them. That evening we would set aside what goes to what bill and what remains for groceries, gas, etc etc. Well that method didn’t work too well for us because we can’t keep track of where the cash goes and I don’t like that. We spend cash quicker than {Read More}

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Living Within a Budget – It’s Not as Hard as You Think

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Wouldn’t it be nice to just spend money as if it didn’t matter?  I would LOVE to walk in to a store sometimes and just buy my favorite outfit, never looking at the price tag.  But that is not something many of can do, so we have to think about living within a budget. It can be intimidating to say the least, you know where your money is going and to whom, but how can you live with what is {Read More}

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Top 10 Habits of Frugal People

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  Hoping to pick up some better habits when it comes to money? The below are all great ones to consider. And I get that not all of them is going to work for everyone, but I challenge you to consider doing as many as you can. It might not be as hard as you think! 1. Use coupons. Non-frugal people don’t understand how $0.50 and $1.00 coupons can add up to big savings. You don’t have to spend hours {Read More}

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3 Easy Ways to Comparison Shop (and Save Money!)

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  We all know that comparison-shopping saves money, and chances are you’ve done it before to great effect. Most people only do it on major purchases like appliances, furniture, or electronics because it’s time consuming and requires a fair amount of forethought. Well, times have changed. There’s no reason to overspend on almost anything anymore. Technology has made comparison-shopping quick and painless in some unlikely ways: Also Read: You Have to Change Your Mindset to Save Money 1. Major Comparison {Read More}

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What to Do in a Money Emergency

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Many people find themselves in a money emergency, unable to take care of a sudden expense. This can happen due to medical expenses, a car accident, or any unforeseen emergency. While ideally you have a savings plan to give you extra money when you need it, you could be early in your savings or you may not have been able to start your savings plan yet. Whatever the case, you do have some options to help you through your money {Read More}

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