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This is a sponsored post written by me on behalf of Chase Ultimate Rewards. All opinions are 100% mine.
Here at Frugal Living Mom we share lots of ways to save money, especially this time of year.
One way that I love to keep my stress and holiday budget under control is to make a list. Yup, it’s that easy. Make a list of the people you need to buy for and then form a realistic budget for each of them.
I made my final list yesterday and it was not as long as I expected. So it was kind of a sense of relief when I saw that some of the shopping was done and I did not need to spend nearly as much money as I thought I might. The list kind of “keeps it real.” It means you don’t need to go crazy buying for everyone you know and once you have everything crossed off you know you are pretty much done.
Another great way to stretch your dollar is to take advantage of credit cards that offer rewards programs like Chase Ultimate Rewards which is available to Chase Freedom, Chase Sapphire and Ink from Chase cardholders.
When you use any of these cards you earn points on every purchase, this means gas, groceries, utility bills, your holiday shopping, you name it! The points you earn can then be redeemed for travel, gift cards, cash back and lots more! Who doesn’t love cash back or gift cards? I know I do. They are like a little treat.
For cardholders with Chase Ultimate Rewards, you can earn cash back starting at $20 for 2,000 points and merchandise and gift cards are available at the regular price you would pay in store without any additional mark-ups. So a $50 gift card is only 5,000 points. Sounds pretty awesome right?
I love using free gift cards to keep my holiday budget in check, as well as extending our entertainment and eating out budget.
To sweeten the deal even more, Chase offers extra incentives to cardholders with Ultimate Rewards during the holidays. This means you might even be able to sneak in a few gifts for yourself without feeling guilty! This year on my list are a couple of pairs of boots (flat and with heels), a new fancy hairdryer and high quality round brush to practice my DIY hair blowouts and I always love some fun kitchen tools and gadgets. What is on your list?
How do you keep your Christmas and Holiday budget in check? Leave us a comment below.