Get Amazing Holiday Gifts for Cheap

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Are you ready to save some major cash? If your large gift list is stressing you out, follow these tips for stretching your dollar and getting the most bang for your buck: 1.Shop the clearance racks of discount department stores first! Stores like TJ Maxx, Burlington Coat Factory, and Ross Dress for Less have a large selection of house wares at super discounts! Make sure to grab discount giftcards to many of these stores. 2.Shop backwards! Buy smaller items first {Read More}

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10 Ways to Pick Up Extra Cash for the Holidays

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Who is ready for Christmas?  I don’t think I really ever am! The holidays are sneaking up on you, and with them, extra expenses and trips. Whether you need money for gifts, holiday meals, or family trips, you can use these 10 methods to rack up some extra holiday cash. 1. Facebook Selling Groups Most large cities and even many medium or small cities have selling groups on Facebook. As a member of these groups, you can post your items {Read More}

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Easy Steps to Lowering Your Water Heating Bill up to 55%

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Last week (my husband) and I took another step to decreasing our heating bills this winter; we installed a water heater blanket. I purchased the blanket on sale for less than $10 and (my husband) installed it in less than ten minutes. TIP: You can even make your own blanket if you’re up for it, all you need is a roll of duct tape and some faced fiberglass insulation. By adding insulation you can reduce your heat loss by 25% {Read More}

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5 Essential Steps for Selling on Craigslist (to Make the Most Money)

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Craigslist is a veritable bounty of inexpensive, high-quality used items, meaning that there are lots of local buyers who may be willing to buy your items. Not sure how to get started on Craigslist and get as much money as possible? We can help! One thing to note about Craigslist.  In my opionion a lot of potential buyers can flaky and don’t show up.  This is just how it seems to be.  So if that bothers you Craigslist probably is {Read More}

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Is it Smarter to Pay off Your Debt or Invest?

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This is definitely a dilemma our family has been in the in the last couple years.  After the loss of our business and the economic recession at the same time we accumulated more debt than we should have (which we will pay off by this year, btw). While paying off this debt we had some great concerns about not being about to save and invest as we might like.  We questioned: Should our primary concern be to Pay off Debt or {Read More}

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Throwing Rockin’ Kids Birthday Party for Under 100 Bucks

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Sо уоur child’s birthday іѕ соmіng uр, аnd оbvіоuѕlу уоu wаnt tо throw hіm a big birthday party. Nоw thе thіng іѕ, уоu’rе a lіttlе strapped fоr cash, аnd аnуwау, еvеn іf уоu’rе nоt, whо ѕауѕ уоu hаvе tо spend уоur hard-earned money оn a huge, hi-fi party? Whу nоt throw уоur kid a birthday party оn a budget? Yеѕ, іt’ѕ totally роѕѕіblе tо throw a Child’s birthday Party for under $100, аnd wе ѕhаll show уоu hоw, wіth ѕоmе {Read More}

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40 Apple Recipes for Autumn

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Apple season is upon us!! Have you ever been apple picking? We went a few years ago and it was so fun. It was bit pricy in our area, but a nice experience for the girls. All the apples were organic and it was just fun filling our bags and eating at the same time. On of my favorite tools for baking and cooking with apples is this apple peeler, corer, slicer. It makes the process of removing the peels {Read More}

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Frugal Fun to Have with Your Family in Autumn

Frugal-Autumn

Ok, summer is over and the kids are back to school. Gone are the fun in the sun summertime activities. So you might be looking for a few family outings to be taking over the next few months before we hit winter. Here are a few things that can be inexpensive but a great bonding experience for you and the kids. Hiking- as it gets cooler a hike and a picnic can be a great Saturday event. Riding Bike- Don’t {Read More}

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Chocolate Chip Pumpkin Bread

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Ready for fall? This Chocolate Chip Pumpkin Bread is a perfect a perfect fall flavor. Also try our Crispy Zucchini Fritters Our family loves this inviting bread that is great for an after school snack or even breakfast (yeah it’s a bit sweet, but sometimes you need that ;). This recipe creates a very moist bread, that it is even better on day two. And to save time you can make it ahead. After baking, it can can be frozen {Read More}

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3 Secrets to Stop Living Paycheck to Paycheck

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Have you fallen into the trap of living paycheck to paycheck? Maybe it happened gradually as you added debts or other expenses to your budget until you could no longer live comfortably, or perhaps you’ve always struggled. No matter why you’re living paycheck to paycheck, these tips can help you break out of the cycle. Check Your Tax Withholdings If your income is low enough, you may be paying more in taxes every pay period than you need to be. {Read More}

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