100 Days of Christmas Savings: Day 76, Ask for Fees to be Waived

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100daysfeesWhether you know it or not, you are paying fees for many of your bills. If you pay a bill late, you get hit with a fee. Pay something over the phone versus online, you have to pay a fee. Sometimes, you even have to pay a fee for paying more than the minimum payment!

Next time you get a fee—late, service, convenience, or otherwise—call customer service and plead your case. Be kind, understanding, and patient. Explain that your error in paying late/underpaying/going over your card limit was a one-time mistake, which is clear from your card history. Ask if you can get your fee waived, because you really don’t want to have to switch to a card that doesn’t charge such large fees.

Most companies will waive your fees at least once; however, they typically limit this service to once per year. If you need to ask for fees to be waived, make sure you have everything in order from there on out. You don’t want to have a fee that you can’t get waived!

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